Free Cash Flow to Equity Calculator

Calculate Free Cash Flow to Equity (FCFE) for up to 5 years to assess cash available to shareholders

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Calculate Free Cash Flow to Equity

Enter financial data for up to 5 years to calculate Free Cash Flow to Equity (FCFE). All monetary values should be in Ghanaian Cedi (GHS). Example: Use data for Access Bank Ghana (174 million shares).

FCFE Formula

FCFE = Net Income - Net Capex - Change in Working Capital + Net Borrowing

Where Net Income is profit after taxes, Net Capex is capital expenditures minus asset sales, Change in Working Capital is the year-over-year change in current assets minus liabilities, and Net Borrowing is new debt minus repayments.

Year 1

Profit after taxes from the income statement (e.g., 217.5M GHS for Access Bank 2024). Find on Yahoo Finance or gse.com.gh.
Capital expenditures minus asset sales from cash flow statement (e.g., 500K GHS).
Year-over-year change in current assets minus liabilities (e.g., 200K GHS increase).
New debt minus repayments from cash flow statement (e.g., 300K GHS).

Year 2

Profit after taxes from the income statement (e.g., 217.5M GHS for Access Bank 2024). Find on Yahoo Finance or gse.com.gh.
Capital expenditures minus asset sales from cash flow statement (e.g., 500K GHS).
Year-over-year change in current assets minus liabilities (e.g., 200K GHS increase).
New debt minus repayments from cash flow statement (e.g., 300K GHS).

Year 3

Profit after taxes from the income statement (e.g., 217.5M GHS for Access Bank 2024). Find on Yahoo Finance or gse.com.gh.
Capital expenditures minus asset sales from cash flow statement (e.g., 500K GHS).
Year-over-year change in current assets minus liabilities (e.g., 200K GHS increase).
New debt minus repayments from cash flow statement (e.g., 300K GHS).

Year 4

Profit after taxes from the income statement (e.g., 217.5M GHS for Access Bank 2024). Find on Yahoo Finance or gse.com.gh.
Capital expenditures minus asset sales from cash flow statement (e.g., 500K GHS).
Year-over-year change in current assets minus liabilities (e.g., 200K GHS increase).
New debt minus repayments from cash flow statement (e.g., 300K GHS).

Year 5

Profit after taxes from the income statement (e.g., 217.5M GHS for Access Bank 2024). Find on Yahoo Finance or gse.com.gh.
Capital expenditures minus asset sales from cash flow statement (e.g., 500K GHS).
Year-over-year change in current assets minus liabilities (e.g., 200K GHS increase).
New debt minus repayments from cash flow statement (e.g., 300K GHS).

Understanding Free Cash Flow to Equity

Free Cash Flow to Equity (FCFE) measures the cash available to shareholders after all expenses, reinvestments, and debt obligations are met. It’s a key metric for valuing stocks using Discounted Cash Flow (DCF) models or assessing dividend potential.

Positive FCFE

FCFE > 0

The company generates surplus cash for shareholders, potentially supporting dividends or stock buybacks.

Negative FCFE

FCFE ≤ 0

The company may be reinvesting heavily or facing cash flow challenges, limiting shareholder payouts.

How to Use the FCFE Calculator

  1. Enter Net Income

    Input the profit after taxes from the income statement for each year (e.g., from Yahoo Finance or gse.com.gh).

  2. Enter Net Capex

    Provide capital expenditures minus asset sales from the cash flow statement.

  3. Enter Change in Working Capital

    Input the year-over-year change in current assets minus liabilities.

  4. Enter Net Borrowing

    Provide new debt minus repayments from the cash flow statement.

  5. Calculate and Review

    Click “Calculate” to compute FCFE for each year. Use results for DCF valuation or divide by shares outstanding to get FCFE per share.

Key Applications of FCFE

  • Valuing stocks using Discounted Cash Flow (DCF) models
  • Assessing a company’s ability to pay dividends or buy back shares
  • Evaluating financial flexibility for shareholders
  • Comparing equity cash flows across companies